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What Types of Insurance Do Non-Profit Foundations Need?
Discover the essential insurance coverages that protect non-profit foundations from lawsuits, financial loss, and reputational damage. Learn why general liability, D&O, EPLI, crime, and cyber insurance are crucial safeguards for your foundation's mission and assets.
California Business Insurance: Getting The Best Quote Possible
California business insurance is facing unprecedented challenges with fewer carriers and rising premiums, but there are strategic approaches to navigate this difficult market. Learn five key strategies including watching for returning carriers, understanding E&S insurance options, verifying AM Best ratings, scrutinizing policy exclusions, and researching carrier reputations to protect your business while managing costs effectively.
Artificial Intelligence (AI) Startups: 5 Essential Insurance Coverages You Need
Risks and legal challenges associated with AI startups can be difficult do navigate. A good insurance strategy can help you minimize the risk so you can focus on building your company.
What Is Replacement Cost In Insurance?
Having replacement cost coverage in your property insurance means you’ll be reimbursed for the cost to rebuild or replace your home, rather than receiving a depreciated amount. It’s an ideal way to protect yourself from unexpected out-of-pocket costs if something goes wrong.
Insuring Your Real Estate: The Basics
Insuring your real estate is more than just checking a box—it’s about protecting one of your biggest investments. By choosing the right replacement cost, looking into agreed value policies, and considering critical add-ons like Ordinance & Law or Business Income coverage, you’ll be better prepared for any surprises.
Commercial Building Insurance In Georgia: Your 2025 Guide
Georgia's commercial property insurance rates have soared due to recent hurricanes and tornadoes, pushing many business owners to seek better coverage options. This 2025 guide explains why costs have increased so dramatically and what's typically covered—and not covered—by standard policies. Most importantly, it reveals practical strategies for property owners to protect their investments while keeping insurance costs under control.
Commercial Property Insurance In California (2025)
Commercial property insurance in California is a must due to wildfires, earthquakes, floods, and a tough legal climate. With rising costs and more carriers leaving the state, surplus lines coverage—often with extra exclusions—has become common. Reviewing endorsements, budgeting for higher premiums, and considering options closely can help property owners stay protected in this challenging market.
Commercial Property Insurance In Colorado: Your 2025 Guide
Commercial building insurance in Colorado is essential for protecting businesses from the state’s unique weather-related risks like hail and wildfires. This article highlights the types of coverages needed—such as commercial property, flood, and business income insurance—and offers tips for securing the right policy. It also explains the new Colorado FAIR Plan, a last-resort option for high-risk properties unable to find coverage in the standard market.
Are Insurance Proceeds for Property Damage Taxable?
Many property owners don’t understand the tax implications of the compensation they receive from a claim. Learn when insurance proceeds for property damage are taxable in this article.
General Liability Insurance: Everything You Should Know
The commercial general liability (CGL) insurance policy is one of the most common business insurance policies in America. This broad coverage insures businesses against most third-party property damage or bodily injury claims. Although there are a variety of commercial general liability coverage forms, the most common is the “CG0001 - Commercial General Liability Coverage Form.” Today we will review this form and explain how most insurance policies are put together.