Blog

What Is Commercial Insurance? An Introduction
Commercial insurance can seem complicated. There are virtually unlimited options for you to purchase or not purchase. Knowing the basics with some commercial insurance 101 knowledge can help you manage your business risk, while helping you save money on coverage that you may not really need.


Side A D&O Coverage: 6 Things You Should Know
Side A D&O Provides financial protection when a company cannot or will not indemnify the individual directors and officers, such as per a court order.


What Damages Are Covered By A CGL Policy?
A Commercial General Liability (CGL) insurance policy offers protection against a wide variety of risks. Its broad protections make it the foundation of almost every commercial risk management plan and the reason we recommend this policy to every company or organization.


What Is Architect Professional Liability Insurance?
Learn why architects need professional liability insurance, what it covers, typical costs, real‑world claims, and risk‑management tips.


Insurance For Marketing Consultants: What Policies You Need
Marketing consultants need essential insurance coverage, including Errors & Omissions, General Liability, Cyber Liability, and Workers’ Compensation. Protect your business from financial risks and reputational harm with tailored insurance solutions.


What Types of Insurance Do Non-Profit Foundations Need?
Discover the essential insurance coverages that protect non-profit foundations from lawsuits, financial loss, and reputational damage. Learn why general liability, D&O, EPLI, crime, and cyber insurance are crucial safeguards for your foundation's mission and assets.


California Business Insurance: Getting The Best Quote Possible
California business insurance is facing unprecedented challenges with fewer carriers and rising premiums, but there are strategic approaches to navigate this difficult market. Learn five key strategies including watching for returning carriers, understanding E&S insurance options, verifying AM Best ratings, scrutinizing policy exclusions, and researching carrier reputations to protect your business while managing costs effectively.


Artificial Intelligence (AI) Startups: 5 Essential Insurance Coverages You Need
Risks and legal challenges associated with AI startups can be difficult do navigate. A good insurance strategy can help you minimize the risk so you can focus on building your company.


What Is Replacement Cost In Insurance?
Having replacement cost coverage in your property insurance means you’ll be reimbursed for the cost to rebuild or replace your home, rather than receiving a depreciated amount. It’s an ideal way to protect yourself from unexpected out-of-pocket costs if something goes wrong.


Insuring Your Real Estate: The Basics
Insuring your real estate is more than just checking a box—it’s about protecting one of your biggest investments. By choosing the right replacement cost, looking into agreed value policies, and considering critical add-ons like Ordinance & Law or Business Income coverage, you’ll be better prepared for any surprises.
