LandesBlosch Insights

business Commercial Risk Management - Why Your Business Needs It
Commercial Risk Management - Why Your Business Needs It
5 Min. Read

Commercial risk management is a strategy that organizations use to secure their assets, minimize liabilities, and protect the cash flow of their organization. A good risk commer...

business Business Insurance Coverage - An Overview
Business Insurance Coverage - An Overview
3 Min. Read

Every business, large and small, has unique exposures to risks. Although there are many ways to handle your business vulnerabilities, the most popular method is through insuranc...

business What Is A Hammer Clause? (Definition & Examples)
What Is A Hammer Clause? (Definition & Examples)
2 Min. Read

Even though the hammer clause is just a small paragraph within an extensive insurance program, it can have a significant impact on your professional reputation and insurance cov...

business What Are Risk Mitigation Strategies?
What Are Risk Mitigation Strategies?
2 Min. Read

As a business owner, you are surely aware of how your business runs and what goals you need to meet for your business to grow and thrive. But, have you considered how your risk...

business Workers Compensation Experience Modifiers: What You Need To Know
Workers Compensation Experience Modifiers: What You Need To Know
4 Min. Read

The workers compensation experience modifier can drastically affect the pricing of your insurance program. Here is what the experience modifier is, how it works, and how you can...

business Is Your Business Insurance Policy Ready For Tornado Season?
Is Your Business Insurance Policy Ready For Tornado Season?
3 Min. Read

Spring is here and, for many, that means tornado season is in full swing. As a business owner, you need to know and understand the terms of your insurance before high winds or h...

real estate What Does Building Owner's Property Insurance Cover?
What Does Building Owner's Property Insurance Cover?
1 Min. Read

As an owner of revenue generating real estate, the chances are that you have significant assets tied up in the property. It is not only vital that you have property insurance bu...

real estate The Importance of Liability Insurance for Residential and Commercial Landlords
The Importance of Liability Insurance for Residential and Commercial Landlords
1 Min. Read

The liability risks associated with owning leased real estate and apartments property can be enormous. Keeping up with activities of tenants, their guests, building maintenance,...

construction CG 2294 - The Subcontractor Exclusion
CG 2294 - The Subcontractor Exclusion
1 Min. Read

The subcontractor exclusion and why you should look out for it

transportation Telematics and Usage-Based Auto Insurance
Telematics and Usage-Based Auto Insurance
1 Min. Read

Could telematics or usage-based insurance (UBI) prove to be an effective solution to lower business auto insurance rates?