Blog Page 16

Cover Image for Swimming Pool Service Insurance: For Contractors

Swimming Pool Service Insurance: For Contractors

Swimming pool and spa contractors have a completely different set of risks than the general construction industry. Risks can arise from digging, experiencing adverse weather condi...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for What Are Commercial Insurance Endorsements?

What Are Commercial Insurance Endorsements?

A commercial insurance endorsement is a document attached to your insurance policy that adds, removes, or changes your coverage in some type or fashion. You must know the function...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for Startup Business Insurance - Everything You Need To Know

Startup Business Insurance - Everything You Need To Know

Starting a business is challenging. It requires an incredible amount of dedication, work, and capital. It also demands trust, not only from future customers, but also from investo...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for Commercial Vs. Personal Auto Insurance - What's The Difference?

Commercial Vs. Personal Auto Insurance - What's The Difference?

We frequently get calls from small business owners and independent contractors about commercial insurance vs. personal insurance, and what sort of policy they should go with. Whil...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for Top 4 Benefits of Commercial Insurance

Top 4 Benefits of Commercial Insurance

From space shuttle launches to local restaurants, businesses in every industry utilize insurance to protect their investments and cash flow. Although the primary reasons to get co...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for Liability For Defects In Construction - Who Is Responsible?

Liability For Defects In Construction - Who Is Responsible?

A construction defect occurs when a portion or the entirety of a construction project fails to comply with the agreements laid out in the contract. In essence, liability for defec...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for Agreed Amount Endorsement - What Is It?

Agreed Amount Endorsement - What Is It?

The agreed amount endorsement form, often known as the agreed value clause, is an endorsement added to a property policy when the insured and the insurer agree on the insurable va...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for What Is A Business Owners Policy (BOP)?

What Is A Business Owners Policy (BOP)?

Business owners policies are designed to accommodate small and low-risk businesses. These companies typically don't need a custom-built insurance program with specific limits for ...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for Top 3 Small Business Risks To Be Aware Of

Top 3 Small Business Risks To Be Aware Of

There are many small business risks that you will face, some greater than others. Taking a proactive approach to managing these risks will reduce the severity of an event.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for 3 Defective Product Examples Your Business Can Learn From

3 Defective Product Examples Your Business Can Learn From

If you have a business that designs, manufactures, or constructs products, you are exposed to liability once the product is out on the market. Liability from a defective product c...

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Austin Landes, CIC
Cover Image for Religious Institution Insurance - An Overview

Religious Institution Insurance - An Overview

Religious institutions have risks unlike any other private or public institution. They are tasked with not only teaching their students or serving their community, but doing so wh...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
Cover Image for Insurance For Houses Of Worship - Explained

Insurance For Houses Of Worship - Explained

As a pastor or church administrator, you are not only tasked with leading your congregation; you also have to create a stable financial foundation for your ministry to thrive. Tha...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC