Blog Page 16
Swimming Pool Service Insurance: For Contractors
Swimming pool and spa contractors have a completely different set of risks than the general construction industry. Risks can arise from digging, experiencing adverse weather condi...

What Are Commercial Insurance Endorsements?
A commercial insurance endorsement is a document attached to your insurance policy that adds, removes, or changes your coverage in some type or fashion. You must know the function...

Startup Business Insurance - Everything You Need To Know
Starting a business is challenging. It requires an incredible amount of dedication, work, and capital. It also demands trust, not only from future customers, but also from investo...

Commercial Vs. Personal Auto Insurance - What's The Difference?
We frequently get calls from small business owners and independent contractors about commercial insurance vs. personal insurance, and what sort of policy they should go with. Whil...

Top 4 Benefits of Commercial Insurance
From space shuttle launches to local restaurants, businesses in every industry utilize insurance to protect their investments and cash flow. Although the primary reasons to get co...

Liability For Defects In Construction - Who Is Responsible?
A construction defect occurs when a portion or the entirety of a construction project fails to comply with the agreements laid out in the contract. In essence, liability for defec...

Agreed Amount Endorsement - What Is It?
The agreed amount endorsement form, often known as the agreed value clause, is an endorsement added to a property policy when the insured and the insurer agree on the insurable va...

What Is A Business Owners Policy (BOP)?
Business owners policies are designed to accommodate small and low-risk businesses. These companies typically don't need a custom-built insurance program with specific limits for ...

Top 3 Small Business Risks To Be Aware Of
There are many small business risks that you will face, some greater than others. Taking a proactive approach to managing these risks will reduce the severity of an event.

3 Defective Product Examples Your Business Can Learn From
If you have a business that designs, manufactures, or constructs products, you are exposed to liability once the product is out on the market. Liability from a defective product c...

Religious Institution Insurance - An Overview
Religious institutions have risks unlike any other private or public institution. They are tasked with not only teaching their students or serving their community, but doing so wh...

Insurance For Houses Of Worship - Explained
As a pastor or church administrator, you are not only tasked with leading your congregation; you also have to create a stable financial foundation for your ministry to thrive. Tha...
