Blog Page 9

Cover Image for Do 1099 Employees Need Workers Compensation?

Do 1099 Employees Need Workers Compensation?

Does an employer have any responsibility to provide workers compensation to a 1099 contractor? Does a 1099 contractor need to provide workers compensation to themselves. even though they don’t have employees? The answer to both questions is yes, and we’ll explain why.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
14 minute read
Cover Image for 6 Common Errors And Omissions Claims Examples

6 Common Errors And Omissions Claims Examples

Professional service providers often have more legal exposure to risk than they realize. A screw up or failure, no matter how unintentional, can have major consequences for even the most respected firms and expert consultants.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
11 minute read
Cover Image for Breach Of Construction Contract: What Happens Next?

Breach Of Construction Contract: What Happens Next?

A contract will be written and include signatures from both sides with details regarding what both parties’ obligations are. If the person performing the work doesn’t meet these requirements, they are in breach of contract. Once this happens, there are a few different ways the dispute can be resolved. Here is what you need to know.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
8 minute read
Cover Image for Property Investor Insurance: What Coverage Do You Need

Property Investor Insurance: What Coverage Do You Need

Whether you have 50 or 500 properties, each building in your portfolio needs to be protected from loss and damage. This extensive guide will explain all the different types of property investor insurance and what coverages might be best for your business.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
27 minute read
Cover Image for What Is Mediation?

What Is Mediation?

Mediation can offer a faster and more cost-effective alternative to civil trials. Through the help of an unbiased mediator, both parties can negotiate a mutually agreeable outcome. Here is what you should know about mediation.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
7 minute read
Cover Image for What Is Ordinance And Law Insurance Coverage?

What Is Ordinance And Law Insurance Coverage?

Commercial property insurance covers the replacement or repair of your building using similar materials and construction methods. However, what happens if your building requires upgrades due to local building codes and requirements while it is being repaired? Ordinance and Law coverage can help pay for these upgrades should such a situation arise.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5 minute read
Cover Image for What is Contractor’s Tools & Equipment Coverage?

What is Contractor’s Tools & Equipment Coverage?

The Contractors Tools & Equipment insurance policy is designed to provide coverage for a contractor’s equipment, tools, and machinery, wherever you may take them.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
7 minute read
Cover Image for What is an Insurance Exclusion?

What is an Insurance Exclusion?

Insurance exclusions limit the type or amount of coverage you receive through your insurance policy. Here is everything you need to know about exclusions.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5 minute read
Cover Image for How Do I Protect Against Personal Injury Liability?

How Do I Protect Against Personal Injury Liability?

How can you protect your business to ensure one bad lawsuit doesn’t leave you bankrupt? Here are the answers to those questions and more of what you need to know if you find yourself in this situation.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
6 minute read
Cover Image for How Much Does Business Insurance Cost Per Month?

How Much Does Business Insurance Cost Per Month?

“How much does business insurance cost per month?” The answer is complicated—it depends on the business, industry, types of coverage, and more. Here is what you should know.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
12 minute read