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THE INFORMATION ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. Nothing on this website should be construed as a solicitation, proposal, offer, recommendation, endorsement, or advice regarding any insurance product. The information on this website is of a general nature and is not intended as a substitute for individual consultation with a licensed insurance professional. In no event will we undertake to advise you regarding your need for any insurance product. YOU ARE RESPONSIBLE FOR DETERMINING WHAT INSURANCE PRODUCTS YOU NEED AND IN WHAT AMOUNTS, BASED ON YOUR UNIQUE EXPOSURE TO RISKS AND ABILITY TO BEAR LOSSES. We are licensed insurance brokers in the following states: WA, OR, ID, MT, WY, CA, NV, UT, AZ, CO, MN, SD, NE, KS, OK, TX, IA, MO, AR, LA, WI, IL, KY, TN, MS, IN, GA, FL, OK, VA, NC, SC, DE, MD, DC, NJ, CT, RI, VT, NH, PA, and ME. Insurance products and features are subject to underwriting criteria and may not be available in all states.

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Blog Page 9

Cover Image for Do 1099 Employees Need Workers Compensation?

Do 1099 Employees Need Workers Compensation?

Does an employer have any responsibility to provide workers compensation to a 1099 contractor? Does a 1099 contractor need to provide workers compensation to themselves. even thou...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
6/21/2023
Cover Image for 6 Common Errors And Omissions Claims Examples

6 Common Errors And Omissions Claims Examples

Professional service providers often have more legal exposure to risk than they realize. A screw up or failure, no matter how unintentional, can have major consequences for even t...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/24/2023
Cover Image for Breach Of Construction Contract: What Happens Next?

Breach Of Construction Contract: What Happens Next?

A contract will be written and include signatures from both sides with details regarding what both parties’ obligations are. If the person performing the work doesn’t meet these r...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/17/2023
Cover Image for Property Investor Insurance: What Coverage Do You Need

Property Investor Insurance: What Coverage Do You Need

Whether you have 50 or 500 properties, each building in your portfolio needs to be protected from loss and damage. This extensive guide will explain all the different types of pro...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/16/2023
Cover Image for What Is Mediation?

What Is Mediation?

Mediation can offer a faster and more cost-effective alternative to civil trials. Through the help of an unbiased mediator, both parties can negotiate a mutually agreeable outcome...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/12/2023
Cover Image for What Is Ordinance And Law Insurance Coverage?

What Is Ordinance And Law Insurance Coverage?

Commercial property insurance covers the replacement or repair of your building using similar materials and construction methods. However, what happens if your building requires u...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/12/2023
Cover Image for What is Contractor’s Tools & Equipment Coverage?

What is Contractor’s Tools & Equipment Coverage?

The Contractors Tools & Equipment insurance policy is designed to provide coverage for a contractor’s equipment, tools, and machinery, wherever you may take them.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/12/2023
Cover Image for What is an Insurance Exclusion?

What is an Insurance Exclusion?

Insurance exclusions limit the type or amount of coverage you receive through your insurance policy. Here is everything you need to know about exclusions.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/11/2023
Cover Image for How Do I Protect Against Personal Injury Liability?

How Do I Protect Against Personal Injury Liability?

How can you protect your business to ensure one bad lawsuit doesn’t leave you bankrupt? Here are the answers to those questions and more of what you need to know if you find yours...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/11/2023
Cover Image for How Much Does Business Insurance Cost Per Month?

How Much Does Business Insurance Cost Per Month?

“How much does business insurance cost per month?” The answer is complicated—it depends on the business, industry, types of coverage, and more. Here is what you should know.

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
5/4/2023
Cover Image for Understanding Machine Shop Business Insurance

Understanding Machine Shop Business Insurance

Running a machine shop has its challenges. For many owners and executives, finding quality insurance can be one of them. Here are the coverages you need and the best way to find i...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
4/13/2023
Cover Image for What Is A Certificate Of Liability Insurance (COI)?

What Is A Certificate Of Liability Insurance (COI)?

A certificate of liability insurance is proof that you possess liability insurance coverage. This document describes the types of liability coverage you have; it also details the ...

Austin Landes, CICAustin Landes, CIC
Austin Landes, CIC
4/12/2023
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