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Cyber Insurance Coverage Checklist: 5 Key Things To Look For
Cyber insurance is a necessary coverage for many businesses that operate digitally or store sensitive information on their network systems. Here are the five questions to ask when looking for cyber insurance coverage.
Commercial Crime Insurance Coverage: The Ultimate Guide
Did you know that money and securities are excluded in a standard commercial property insurance policy? This means your business wouldn’t be covered if certain criminal behavior resulted in a loss of money or securities. The good news is that there’s another type of policy that can protect you in this situation. Here is what you need to know about commercial crime insurance.
CGL Exclusions: The Ultimate Guide
A commercial general liability policy is designed to cover all bodily injury or property damage. However, there are many exclusions that limit this coverage, and it no longer encompasses all property damage and bodily injury that may arise from your business. It is important to be familiar with the exclusions that apply to your business so you can find an additional policy to cover any gaps in your CGL coverage.
Self Employed Tradesman Insurance - What Is it?
When talking about construction, we often think about large construction companies building huge buildings or stadiums, yet over 23% of construction workers are self-employed. Tradesmen have a variety of different needs for insurance. We recommend talking to a reputable insurance broker that can let you know what coverages they recommend for the jobs you are taking.
Roofing Business Insurance: Everything You Need To Know
Insurance is a struggle for many roofing contractors. This is because the price of roofing insurance can be very high compared to other types of construction businesses, and the typical coverages can leave much to be desired. Here are some tips to help you save on premiums while getting the coverages you need.
Business Insurance For Remodeling Companies - Explained
Remodeling contractors have incredibly diverse risks. That is also why remodeling contractors are far more difficult to insure with the right coverages and a fair price, compared to some of their trade contractor counterparts. Here are some of the problems remodeling contractors might face and how to address them.
Carpenters Insurance: Everything You Need To Know
For a carpentry business, the goal of insurance is to cover your liabilities for a good price and with the broadest, best protections. In addition to coverage considerations, you might have certain insurance requirements to meet before you can even get paid if you are working for a property manager or general contractor. In this article, we’ll help you work through these challenges so you can get the best value on your carpenter's business insurance.
HVAC Business Insurance: What You Need To Know
HVAC contractors face a unique risk in the construction industry. Nearly every building in the United States has heat and air, and operations can range from small residential units to large industrial facilities with demanding needs. Mistakes happen. Even if you do everything perfectly, you can still get involved in a lawsuit or be accused of poor workmanship. And that's where HVAC business insurance comes in – to pay for these events so your business isn't negatively impacted.
How Much Is A Business Insurance Policy?
Business insurance is a mechanism that allows you to pay a monthly or yearly premium, and in exchange, the insurance company assumes some of your business risks. Here is everything you need to know about how much a business insurance policy costs.
Understanding Commercial Flood Insurance - Do You Need It?
Flooding is the most common natural disaster in the United States. A single inch of floodwater can cause $25,000 in damage to even a modest-sized building. The problem is that flooding is not covered on a commercial property insurance policy. Here is everything you need to understand about commercial flood insurance.