Employment Practices (EPLI) Insurance

Employment Practices Liability Insurance (EPLI) protects businesses against employee claims relating to wrongful termination, discrimination, sexual harassment, and other employment-related issues.

Get A Free Quote

What is Employment Practices (EPLI) Insurance?

Employment Practices Liability Insurance (EPLI) is a critical coverage for businesses. It provides protection against employee claims relating to their legal rights, such as allegations of wrongful termination, discrimination, sexual harassment, and other employment-related issues.

Why You Need It

1

To Safeguard Against Employment-Related Claims

Employee lawsuits and claims can be costly and damaging to a business’s reputation. EPLI can protect your business financially and help maintain your reputation.

2

To Protect the Business's Financial Health

The costs associated with defending an employment practices lawsuit can be significant. EPLI can help ensure that these costs don't impact the business's bottom line.

3

Mitigate Risks During Growth or Downsizing

Both growth and downsizing can lead to increased risks of employment-related claims. During periods of growth, new hires may feel they've been misrepresented in their roles or been victims of favoritism. During downsizing, laid-off employees may allege wrongful termination. EPLI provides coverage for claims arising from these scenarios, protecting the business during these periods of change.

Does Your Organization Have The Best EPLI Policy?

Fill out the form below to get a free, no-obligation quote today!

Get A Callback

Email Me

Faces

Get A Callback from an insurance expert in 28 seconds or less. Seriously.

Open 8:00 A.M. - 5:00 P.M. Central

By submitting this form, you agree to the LandesBlosch Privacy Policy.

What Employment Practices (EPLI) Insurance Covers

Legal Fees

Legal Fees

Covers legal costs associated with defending against employment-related claims, whether they are meritorious or not.

Wrongful Termination Claims

Wrongful Termination Claims

Protects against claims from employees alleging wrongful dismissal or termination of employment.

Discrimination Claims

Discrimination Claims

Covers claims alleging discrimination based on factors such as age, sex, race, disability, etc.

Sexual Harassment Claims

Sexual Harassment Claims

Provides coverage for claims alleging sexual harassment in the workplace.

What Employment Practices (EPLI) Insurance Doesn't Cover

Not Covered

Bodily Injury or Property Damage

These claims are typically covered under a company's general liability policy, not its EPLI policy.

Not Covered

Intentional Acts or Illegal Practices

EPLI does not cover claims stemming from intentional or illegal acts by the employer.

Not Covered

Punitive Damages

In most cases, EPLI doesn't cover punitive damages unless they're insurable by law.

Reasons To Have Employment Practices (EPLI) Insurance Coverage

Employment Practices (EPLI) Insurance is a must have for businesses that need:

To Safeguard Against Employment-Related Claims

Employee lawsuits and claims can be costly and damaging to a business’s reputation. EPLI can protect your business financially and help maintain your reputation.

To Protect the Business's Financial Health

The costs associated with defending an employment practices lawsuit can be significant. EPLI can help ensure that these costs don't impact the business's bottom line.

Mitigate Risks During Growth or Downsizing

Both growth and downsizing can lead to increased risks of employment-related claims. During periods of growth, new hires may feel they've been misrepresented in their roles or been victims of favoritism. During downsizing, laid-off employees may allege wrongful termination. EPLI provides coverage for claims arising from these scenarios, protecting the business during these periods of change.

What Does Employment Practices (EPLI) Insurance Coverage Cost?

Costs can vary based on your location and the specific type of work you perform. Here are some examples of EPLI quotes for small businesses:

RestaurantWholesaleTechnology Software
StateILARDE
Revenue$1,000,000$17,700,000$6,100,000
# of Employees108014
Policy Limit$1,000,000$1,000,000$1,000,000
Deductible$10,000$5,000$5,000
Cost$3,100$4,200$1,900

Running a larger or more complex company comes with additional risk and increased premiums. Here are some EPLI quote examples for larger companies:

Car DealershipAssociationContractor
StateCATXCA
Revenue$94,000,000$25,000,000$40,000,000
# of Employees8470223
Policy Limit$1,000,000$2,000,000$1,000,000
Deductible$25,000$10,000$50,000
Cost$16,000$15,000$23,000

Frequently Asked Questions

What Our Customers Are Saying

Buying insurance can be a daunting task because of the complexity of each policy. LandesBlosch has been a game changer for my business. They held my hand through all the different options that my businesses may or may not needs to make sure I'm not underinsured. This reduces my personal stress and my business liability.

Dalton P.

I have been with Guy Landes and the LandesBlosch agency for almost 20 years. Guy Landes and his staff have been there for me and my entire family through several claims as well as guiding us successfully to ensure our family’s ever changing and growing business. Whether you are looking for personal or commercial insurance, you cannot find a more devoted and competitively priced group than the LandesBlosch Group!

Mike S.

If integrity is an important element in your business dealings? LandesBlosch delivers. This company stands on timeless character strengths that have been the cornerstone of their business build. Exemplary customer service skills combined with astute knowledge in the industry equates to unparallel success for any individuals or businesses seeking solid counsel. I highly recommend LandesBlosch as your insurance partner, you will not be disappointed.

Cheri M.

Ready To Get EPLI Coverage?

Find an affordable, no-obligation insurance quote today by filling out the form below.

Get A Callback

Email Me

Faces

Get A Callback from an insurance expert in 28 seconds or less. Seriously.

Open 8:00 A.M. - 5:00 P.M. Central

By submitting this form, you agree to the LandesBlosch Privacy Policy.