Choosing an insurance provider can be a tough decision. You have to rely on the expertise and trustworthiness of both the insurance company and the insurance agency to pay claims when you need them the most.
That's why it is important to choose an agency who knows Oklahoma commercial insurance inside and out.
Insuring Tulsa For 100 Years
Originally founded in 1922 to insure Tulsa's oil and gas industry, LandesBlosch has grown to serve most commercial and non-profit industries throughout the country.
We understand the challenges businesses face in Tulsa and the surrounding areas. We understand construction permit requirements, building code violations, special events, and all the nuances of Oklahoma insurance law. We also have decades of experience working with the Construction Industries Board for contractor licensing compliance.
Types Of Business Insurance We Write
Commercial General Liability
Commercial general liability insurance is the most common type of insurance policy that businesses purchase. This policy protects you against legal liabilities that result from instances where you have caused property damage or bodily injury to a third party. This could be a customer, vendor, visitor, or even a bystander.
Commercial property insurance provides coverage for direct physical damage to property (building or contents) that you own. This could be a fire, burst pipe, vandalism, and much more.
In Oklahoma, most property claims are wind and hail related (meaning damage caused by tornados, winds, and hail storms). These weather events particularly damage the roof and siding of buildings, and could lead to interior water damage.
Errors & Omissions Liability
For many consultants, technologists, healthcare providers, engineers, lawyers, and other similar professionals, the primary risk is making a mistake while providing your services. That mistake can lead to economic (or sometimes physical) harm to your client.
An errors & omissions liability policy (often called professional liability) covers the fallout from mistakes that were made while you were providing professional services.
If you have employees, with only a few exceptions, you are required to have workers compensation insurance by Oklahoma law. Workers compensation insurance provides medical benefits to employees who are injured while working for you.
Another coverage required by law is auto liability insurance. If you own a company vehicle or your personal vehicle is used for commercial purposes, you need a commercial auto insurance policy to cover your liability while operating the vehicle. Additionally, commercial auto insurance can cover damage from an accident, regardless if you are at fault or not.
Equipment Coverage (Inland Marine)
If you have business equipment or property that travels to different locations, it is not covered by your commercial property policy once it moves 100 (or sometimes 1000) feet away from your property.
An inland marine policy can cover your property while it is away from your premises, used at different job sites, or being transported.
... And More
Why Choose Us?
Our advisors specialize in commercial insurance.
When you contact LandesBlosch, you will talk to someone who specializes and deals exclusively in commercial insurance. Our expertise in the commercial insurance industry ensures that we know the best insurance companies for your business and can find the coverages you need.
We partner with all major Oklahoma commercial insurance companies.
Oklahoma is a unique state for insurance companies. Properties experience a high frequency of hail and wind damage, and the energy and aviation industries have a large presence. Additionally, we have strict uninsured motorist laws, compared to many surrounding states.
Our team understands Oklahoma insurance and all the nuances of our state. We can help you navigate these nuances and ultimately get a better deal for your company.
We aren't afraid of insuring high-risk or complex businesses.
We handle industries that many insurance agencies will not cover, such as energy, aerospace, artificial intelligence technology, heavy construction, medical device manufacturing, and more.
How To Get A Quote
There are multiple ways to start your quote with us, depending on the complexity of your insurance needs and your communication preferences:
Get A Quote Online (Small Business)
If you are a small or lower-risk business, you can get an easy online quote here. We quote over 10 insurance companies instantly online. Our rater will ask you questions about your company and is able to secure quotes for general liability, business owners policy (general liability and property), professional liability (E&O) insurance, workers compensation, and cyber liability.
Request A Call (Any Sized Business)
If you prefer to speak with someone, you can request a call here. One of our commercial risk advisors will give you a call to discuss your business and answer any questions.
Give Us A Call (Any Sized Business)
If you’d like to speak with someone immediately, you can always call us and ask to speak with a commercial risk advisor at 918-664-7100.