https://www.landesblosch.com/blog/commercial-building-insurance-in-arkansas-what-are-my-options https://embed-ssl.wistia.com/deliveries/5565106f739e7ff0c71fffc16e69bc86.jpg?image_crop_resized=960x540 Commercial Building Insurance In Arkansas: What Are My Options? Commercial building insurance provides financial security for Arkansas business owners. Learn why Arkansas is unique and what business insurance coverage you’ll need. https://fast.wistia.net/embed/iframe/yjkukefmby 358 2024-07-31T21:40:51.364Z yes https://www.landesblosch.com/blog/what-is-business-property-insurance-and-do-i-need-it https://embed-ssl.wistia.com/deliveries/af639b3201ea55107dc81050c0e7521f.jpg?image_crop_resized=960x540 What Is Business Property Insurance and Do I Need It? It takes a lot of time and money to accumulate the property your business needs to be successful. Learn how business property insurance can help protect those assets. https://fast.wistia.net/embed/iframe/d0ybno1pkb 127 2024-07-23T15:47:05.669Z yes https://www.landesblosch.com/blog/how-do-you-compare-different-business-insurance-quotes https://embed-ssl.wistia.com/deliveries/56eacb0282ee584bf43f4d4dcec23189.jpg?image_crop_resized=960x540 How To Compare Business Insurance Quotes It is possible for one insurance company to be cheaper than another, but it’s important to understand why you’re getting that lower price. Sometimes you can run into a great deal on insurance, but other times that good deal turns sour when you dive deeper and see the problems. https://fast.wistia.net/embed/iframe/iyjun6dzym 167 2021-09-13T00:00-05:00 yes https://www.landesblosch.com/blog/do-1099-employees-need-workers-compensation https://embed-ssl.wistia.com/deliveries/8dc6acebd04631226fd2e4d6ea610dd6.jpg?image_crop_resized=960x540 Do 1099 Employees Need Workers Compensation? Does an employer have any responsibility to provide workers compensation to a 1099 contractor? Does a 1099 contractor need to provide workers compensation to themselves. even though they don’t have employees? The answer to both questions is yes, and we’ll explain why. https://fast.wistia.net/embed/iframe/g36q0njjms 86 2023-06-21T04:00:00.000Z yes https://www.landesblosch.com/blog/top-5-types-of-construction-insurance-to-protect-your-business https://embed-ssl.wistia.com/deliveries/2b3a7019036a950619effedc4c3d066a.jpg?image_crop_resized=960x540 Top 5 Types Of Construction Insurance To Protect Your Business There are basic insurance policies that almost every construction company will need, whether it’s in the beginning stages of growth or running a nationwide operation. Here are the five essential types of construction insurance to protect your business: https://fast.wistia.net/embed/iframe/7tlr0cehj2 129 2022-01-14T00:00-06:00 yes https://www.landesblosch.com/blog/web-developer-insurance-checklist-and-cost https://embed-ssl.wistia.com/deliveries/a0a5abc79d69cdd75bf79335088c66b2.jpg?image_crop_resized=960x540 Web Developer Insurance: Checklist & Cost This guide walks you through why insurance matters, which policies actually protect a modern dev shop, and how to secure solid coverage without torching your budget. https://fast.wistia.net/embed/iframe/wz42dqkfut 295 2025-07-25T15:24:42.281Z yes https://www.landesblosch.com/blog/commercial-real-estate-insurance-6-property-coverages-you-need https://embed-ssl.wistia.com/deliveries/a4eebbdd43c31676a58a582246b79cd8.jpg?image_crop_resized=960x540 Commercial Real Estate Insurance: 6 Property Coverages You Need A well-thought-out insurance policy can protect your professional and personal investment in the buildings that you own. Here are the most important things to know about insurance coverage for commercial real estate property owners. https://fast.wistia.net/embed/iframe/czsep4g4rf 127 2022-08-09T00:00-05:00 yes https://www.landesblosch.com/blog/personal-use-of-company-vehicles-what-to-know https://embed-ssl.wistia.com/deliveries/bc62ae9b3e34661e1c2a5f9fae7a307f.jpg?image_crop_resized=960x540 Personal Use Of Company Vehicles: What To Know Many companies are allowing their employees to drive business vehicles for personal use, whether it’s an owner driving to the store or an employee running an errand. Although it appears to be harmless, allowing company vehicles to be used for personal use opens up your business to a significant amount of legal risk. Your business could be on the hook financially and face damage to its reputation is certain actions occur, such as drinking and driving or a severe personal accident. https://fast.wistia.net/embed/iframe/mzk9axuh1b 166 2021-10-29T00:00-05:00 yes https://www.landesblosch.com/blog/the-general-aggregate-limit-what-is-it https://embed-ssl.wistia.com/deliveries/bea43c2f71a17cfc3e9538ae8c861f2f.jpg?image_crop_resized=960x540 The General Aggregate Limit - What Is It? The general aggregate is the maximum amount of money a liability insurance policy will pay in a given policy term. Read this article to learn everything you need to know. https://fast.wistia.net/embed/iframe/kd6gji91y4 93 2023-11-06T07:00:00.000Z yes https://www.landesblosch.com/blog/woodworker-business-insurance-choosing-the-right-policies https://embed-ssl.wistia.com/deliveries/ef2b95290b0840f96a59d3faffd92aea.jpg?image_crop_resized=960x540 Woodworker Business Insurance - Choosing The Right Policies Having the right coverage is crucial for safeguarding woodworkers from the risks of the job. This cheat sheet on woodworker business insurance explains the policies you need and why. https://fast.wistia.net/embed/iframe/wn588ulmup 215 2024-09-16T14:43:05.041Z yes https://www.landesblosch.com/blog/a-guide-to-commercial-landlord-insurance-what-to-know https://embed-ssl.wistia.com/deliveries/1bed98b5e72de2aa3c1a16b2ba4ae79e.jpg?image_crop_resized=960x540 A Guide To Commercial Landlord Insurance: What To Know Although some rate increases are unavoidable, you can mitigate many large renewal increases with a little knowledge of how your insurance policies work, and an understanding of what underwriters are looking for. Here is what you need to know. https://fast.wistia.net/embed/iframe/3tt7phpynm 98 2022-01-23T00:00-07:00 yes https://www.landesblosch.com/blog/small-business-insurance-quote-online https://embed-ssl.wistia.com/deliveries/bc86af8fda40d78499ed80881aa1214d.jpg?image_crop_resized=960x540 Small Business Insurance Quote Online Quick & simple online business insurance quotes from a leading insurance provider. https://fast.wistia.net/embed/iframe/44ip6eukch 92 2022-04-08T00:00-05:00 yes https://www.landesblosch.com/blog/hvac-business-insurance-what-you-need-to-know https://embed-ssl.wistia.com/deliveries/232ea82950400a3100d59355bfd3f6b4.jpg?image_crop_resized=960x540 HVAC Business Insurance: What You Need To Know HVAC contractors face a unique risk in the construction industry. Nearly every building in the United States has heat and air, and operations can range from small residential units to large industrial facilities with demanding needs. Mistakes happen. Even if you do everything perfectly, you can still get involved in a lawsuit or be accused of poor workmanship. And that's where HVAC business insurance comes in – to pay for these events so your business isn't negatively impacted. https://fast.wistia.net/embed/iframe/cxxo4kgyzc 230 2021-11-27T00:00-05:00 yes https://www.landesblosch.com/blog/commercial-general-liability-cgl-insurance-explained https://embed-ssl.wistia.com/deliveries/fa380ce8e299246b26a3323c63b6e1a5.jpg?image_crop_resized=960x540 Commercial General Liability (CGL) Insurance - Explained The commercial general liability (CGL) insurance policy is one of the most common business insurance policies in America. This broad coverage insures businesses against most third-party property damage or bodily injury claims. Although there are a variety of commercial general liability coverage forms, the most common is the “CG0001 - Commercial General Liability Coverage Form.” Today we will review this form and explain how most insurance policies are put together. https://fast.wistia.net/embed/iframe/ech5tn1c9o 151 2024-09-16T18:34:27.631Z yes https://www.landesblosch.com/blog/cgl-exclusions-the-ultimate-guide https://embed-ssl.wistia.com/deliveries/a348ad9d18daebe7457465c35e47536e.jpg?image_crop_resized=960x540 CGL Exclusions: The Ultimate Guide A commercial general liability policy is designed to cover all bodily injury or property damage. However, there are many exclusions that limit this coverage, and it no longer encompasses all property damage and bodily injury that may arise from your business. It is important to be familiar with the exclusions that apply to your business so you can find an additional policy to cover any gaps in your CGL coverage. https://fast.wistia.net/embed/iframe/fpzvvxx8jp 185 2021-12-13T00:00-06:00 yes https://www.landesblosch.com/blog/garagekeepers-legal-liability-coverage-limits-and-more https://embed-ssl.wistia.com/deliveries/66a305bba55068a0a11f4495c6dfbec4.jpg?image_crop_resized=960x540 Garagekeepers Legal Liability: Coverage, Limits, And More Garagekeepers legal liability covers damage to customers’ vehicles left in your care. Learn why it's essential for auto service businesses and how to find the right policy. https://fast.wistia.net/embed/iframe/p7sbaujhps 187 2024-07-23T15:49:01.630Z yes https://www.landesblosch.com/blog/commercial-property-insurance-the-ultimate-guide https://embed-ssl.wistia.com/deliveries/289eb505c19176e3a38cea32b0ab3ed2.jpg?image_crop_resized=960x540 Commercial Property Insurance - The Ultimate Guide Businesses of all sizes and industries purchase commercial property insurance to cover their building and building contents. Here is everything you need to know about the coverage property insurance policy and our recommendations on how to get the best coverage for your business. https://fast.wistia.net/embed/iframe/7gvtmtaprx 41 2024-09-16T14:13:39.509Z yes https://embed-ssl.wistia.com/deliveries/193fd4480336aa47ce9191a526c526043faf9b99.jpg?image_crop_resized=960x540 Blanketed Building Limits Businesses of all sizes and industries purchase commercial property insurance to cover their building and building contents. Here is everything you need to know about the coverage property insurance policy and our recommendations on how to get the best coverage for your business. https://fast.wistia.net/embed/iframe/f4od6qksoe 6 2024-09-16T14:13:39.509Z yes https://embed-ssl.wistia.com/deliveries/96000c15f705a86d1d9e7301b7a474e755e51587.jpg?image_crop_resized=960x540 Scheduled Building Limits Businesses of all sizes and industries purchase commercial property insurance to cover their building and building contents. Here is everything you need to know about the coverage property insurance policy and our recommendations on how to get the best coverage for your business. https://fast.wistia.net/embed/iframe/7id2r731zk 6 2024-09-16T14:13:39.509Z yes https://www.landesblosch.com/blog/restaurant-insurance-a-guide-for-small-business-owners https://embed-ssl.wistia.com/deliveries/3f72ffc189bc4c911bd08e6eee3f76e1.jpg?image_crop_resized=960x540 Restaurant Insurance: A Guide For Small Business Owners Restaurant insurance is an important ingredient to any successful establishment. It allows you to pay a monthly premium so you don't have to prepare for an accident to harm your business. This insurance will also help you deal with these problems as they arise so that you can continue to spend your time running your business. https://fast.wistia.net/embed/iframe/do3wpi6daq 163 2021-09-20T00:00-05:00 yes https://www.landesblosch.com/blog/what-is-mediation-and-alternative-dispute-resolution-adr https://embed-ssl.wistia.com/deliveries/6ef903d04ee2cc5c3828ca39235b6b35.jpg?image_crop_resized=960x540 What Is Mediation? Mediation can offer a faster and more cost-effective alternative to civil trials. Through the help of an unbiased mediator, both parties can negotiate a mutually agreeable outcome. Here is what you should know about mediation. https://fast.wistia.net/embed/iframe/v08x2c8or6 97 2023-05-12T05:00:00.000Z yes https://www.landesblosch.com/blog/builders-risk-insurance-the-ultimate-guide https://embed-ssl.wistia.com/deliveries/b8010535ba23dadb90917c5aecc5b463.jpg?image_crop_resized=960x540 Builder's Risk Insurance: The Ultimate Guide A builders risk insurance policy is designed to provide coverage for buildings and structures during the course of construction or renovation. Learn more here. https://fast.wistia.net/embed/iframe/iaud0k7817 280 2023-07-11T05:00:00.000Z yes https://www.landesblosch.com/blog/how-does-public-liability-insurance-work https://embed-ssl.wistia.com/deliveries/def2636ecb2efaf7c2008dc89a4f9a9e.jpg?image_crop_resized=960x540 How Does Public Liability Insurance Work? Public liability insurance is a portion of the CGL policy that protects you from third-party claims that originate from an injury on your property. If a member of the public is injured while on your property, this policy would help cover the costs you would incur from that injury. This policy protects against premises liability claims. https://fast.wistia.net/embed/iframe/35aar8url3 71 2022-01-22T00:00-06:00 yes https://www.landesblosch.com/blog/insurance-for-apartment-building-owners-4-key-things-to-know-in-2024 https://embed-ssl.wistia.com/deliveries/8d81ee8990ca1b41d596701760f48c19.jpg?image_crop_resized=960x540 Insurance For Apartment Building Owners: 4 Key Things To Know in 2024 Apartment building insurance companies are tightening their policies this year. Be prepared to shop for insurance for apartment building owners with these four tips. https://fast.wistia.net/embed/iframe/7x2bafmn2o 235 2024-07-23T15:41:53.018Z yes https://www.landesblosch.com/blog/vacant-commercial-property-insurance-a-comprehensive-guide https://embed-ssl.wistia.com/deliveries/3b67e274a19fd751ca34fe059aa55e15.jpg?image_crop_resized=960x540 Vacant Commercial Property Insurance: A Comprehensive Guide As the commercial real estate market struggles, building owners need to be sure they are protected. Here’s what you should know about vacant commercial property insurance. https://fast.wistia.net/embed/iframe/ladfblbfsi 240 2024-07-23T15:45:09.025Z yes https://www.landesblosch.com/blog/plumbing-contractor-insurance-cost-and-coverages https://embed-ssl.wistia.com/deliveries/1289363381bf0fb04c3b6e298e2f2f0f.jpg?image_crop_resized=960x540 Plumbing Contractor Insurance: Cost & Coverages This guide explains the coverages a plumbing contractor actually needs, shows real world pricing benchmarks, and offers a downloadable checklist you can hand to any agent so you are fully protected without overpaying. https://fast.wistia.net/embed/iframe/wol2s9l539 347 2025-08-23T17:37:20.361Z yes https://www.landesblosch.com/blog/what-does-architect-professional-liability-e-and-o-insurance-cost https://embed-ssl.wistia.com/deliveries/19552af12da3d0af9689aa23ed59a19e.jpg?image_crop_resized=960x540 What Does Architect Professional Liability (E&O) Insurance Cost? Architect professional liability insurance, also known as errors and omissions coverage, is a major but essential expense that protects architecture firms from claims related to their professional services. By choosing a specialized carrier and using smart strategies such as risk management training, strong contract language, and thoughtful deductibles, firms can often get stronger protection while keeping premiums under control. https://fast.wistia.net/embed/iframe/7rgf6fclp1 545 2025-11-17T17:58:44.000Z yes https://www.landesblosch.com/blog/mason-business-insurance https://embed-ssl.wistia.com/deliveries/ff8c7ee9d2655d8efc110b8c42c2f88d.jpg?image_crop_resized=960x540 Mason Business Insurance Instant & low-cost quotes for mason general liability, commercial auto, and workers compensation business insurance. https://fast.wistia.net/embed/iframe/jh8mjcm3o4 82 2022-04-13T00:00-06:00 yes https://www.landesblosch.com/blog/legal-liability-what-it-means-and-how-it-works https://embed-ssl.wistia.com/deliveries/cdd0733296a9ff0cd60838a60b44ebfc.jpg?image_crop_resized=960x540 Legal Liability: What It Means & How It Works You are deemed to be “legally liable” when you lose a civil court case to another individual, and the court determines you owe that person compensation. Here is what you need to know and how to protect yourself. https://fast.wistia.net/embed/iframe/dei5iminch 109 2026-04-17T01:45:23.268Z yes https://www.landesblosch.com/blog/a-guide-to-contractor-insurance https://embed-ssl.wistia.com/deliveries/31edb26c4b4b8e0192676ec504d24cf4.jpg?image_crop_resized=960x540 A Guide to Contractor Insurance In construction, no two contractors have the same insurance policy. It is essential that you know the basics of what you have and what you might need in the future. https://fast.wistia.net/embed/iframe/b93m1u1mrg 177 2024-08-23T15:09:30.836Z yes https://www.landesblosch.com/blog/what-is-completed-operations-liability-insurance https://embed-ssl.wistia.com/deliveries/e619ec2a1ecc2d1e3077aec1011f403b.jpg?image_crop_resized=960x540 What Is Completed Operations Liability Insurance? Completed operations liability is an insurance coverage typically included on most commercial general liability (CGL) policies. It pays for damages caused by your work that occur after you complete a job. This coverage is most often utilized by construction companies. https://fast.wistia.net/embed/iframe/jujau80llp 67 2021-09-24T00:00-06:00 yes https://www.landesblosch.com/blog/what-is-a-monoline-policy https://embed-ssl.wistia.com/deliveries/5a59f0dfeee4fe80558a98c32d0aae65.jpg?image_crop_resized=960x540 What is a Monoline Policy? A monoline insurance policy is a term that refers to a stand-alone insurance policy that provides coverage for a risk that is typically included under a package policy or a business owners policy. A monoline policy also refers to insurance policies that do not have a "supporting line" by the same insurance carrier. For example, a commercial excess liability policy is not usually bundled in with other coverages. However, it would be considered a monoline policy if the insurance company that underwrites your general liability is different than the insurance company that underwrites the excess general liability. https://fast.wistia.net/embed/iframe/m65ox5f58t 100 2023-07-11T04:00:00.000Z yes https://www.landesblosch.com/blog/understanding-subcontractor-insurance-what-you-should-know https://embed-ssl.wistia.com/deliveries/3409a1e1d2a0bd4e7210dc63a515a900.jpg?image_crop_resized=960x540 Understanding Subcontractor Insurance - What You Should Know What subcontractor insurance do you need, and why? Discover five essential coverages and learn how the right insurance benefits your business. https://fast.wistia.net/embed/iframe/5341wk8d66 144 2023-07-16T05:00:00.000Z yes https://www.landesblosch.com/blog/commercial-property-insurance-in-texas https://embed-ssl.wistia.com/deliveries/5baaa9c8c5e591bad6509018ca3b224b.jpg?image_crop_resized=960x540 Commercial Property Insurance In Texas Commercial property insurance in Texas can be unique. Here’s what business owners in the state need to know to make sure they are properly covered. https://fast.wistia.net/embed/iframe/s3hrlxmads 193 2024-06-17T20:13:00.000Z yes https://www.landesblosch.com/blog/how-do-i-protect-against-personal-injury-liability https://embed-ssl.wistia.com/deliveries/b25d0014fbc539667ed6e1344ecff4e3.jpg?image_crop_resized=960x540 How Do I Protect Against Personal Injury Liability? How can you protect your business to ensure one bad lawsuit doesn’t leave you bankrupt? Here are the answers to those questions and more of what you need to know if you find yourself in this situation. https://fast.wistia.net/embed/iframe/blktgj2ese 177 2023-05-11T05:00:00.000Z yes https://www.landesblosch.com/blog/hiring-a-contractor-without-insurance-what-are-the-risks https://embed-ssl.wistia.com/deliveries/03c9f17df61d1138562061feec31ecfd.jpg?image_crop_resized=960x540 Hiring a Contractor Without Insurance - What Are The Risks? If you’re a homeowner, business owner, or real estate investor, your properties require maintenance. Roofs wear down, plumbing leaks, and sometimes you may want to remodel your space. In these cases, you will need to hire a contractor. Hiring a contractor with general liability, automobile, and workers compensation is a must. Without it, you could be held responsible for any injury or damage your contractor causes. https://fast.wistia.net/embed/iframe/cualcjd3bc 192 2020-11-12T00:00-05:00 yes https://www.landesblosch.com/blog/what-does-medical-office-building-insurance-cost https://embed-ssl.wistia.com/deliveries/bb2977cd245faf2c1721ea9617b22073.jpg?image_crop_resized=960x540 What Does Medical Office Building Insurance Cost? Getting the right insurance policy for your medical office building is important. Here is what type of insurance you should get and a guide on what it should cost. https://fast.wistia.net/embed/iframe/wonncw8alp 529 2025-09-15T16:02:32.299Z yes https://www.landesblosch.com/blog/what-is-d-and-o-insurance https://embed-ssl.wistia.com/deliveries/8cbdb93889ddeb2d72313828b0cc3966.jpg?image_crop_resized=960x540 What Is D&O Insurance? D&O insurance provides a great set of coverage that most organizations could greatly benefit from. Similar to how you purchase general liability insurance to protect your organization from liabilities, D&O insurance is protects the owners, executives, and leaders from the liabilities of running a business.  https://fast.wistia.net/embed/iframe/j8joeuomq5 146 2024-08-30T14:12:52.574Z yes https://www.landesblosch.com/blog/plumbing-business-insurance-everything-you-need-to-know https://embed-ssl.wistia.com/deliveries/dc8652ddcac087e4ccab4d6c2601a104.jpg?image_crop_resized=960x540 Plumbing Business Insurance: Everything You Need To Know Getting plumbing company insurance isn't always as easy as non-construction industries. Here are some tips to help you understand what you need and how you can get the best deal on plumbing insurance. https://fast.wistia.net/embed/iframe/4zg3tu3mhw 148 2024-06-02T20:14:08.927Z yes https://www.landesblosch.com/blog/what-is-architect-professional-liability-insurance https://embed-ssl.wistia.com/deliveries/4566b4e2443e40376d2282782d55d2aa.jpg?image_crop_resized=960x540 Architect Professional Liability Insurance Learn why architects need professional liability insurance, what it covers, typical costs, real‑world claims, and risk‑management tips. https://fast.wistia.net/embed/iframe/uzwqa2n9hg 502 2025-11-15T15:04:42.273Z yes https://www.landesblosch.com/blog/what-insurance-do-architects-need https://embed-ssl.wistia.com/deliveries/8c5ec44449c03de26db86ed717412802.jpg?image_crop_resized=960x540 What Insurance Do Architect Firms Need? Architects work in a world of complex projects, contracts, and legal responsibilities, but getting the right insurance in place does not have to be complicated. With a focused insurance program built around a few core policies, such as general liability and architect professional liability, you can protect your firm from the most common and costly risks tied to your work. https://fast.wistia.net/embed/iframe/bwrkgmee8u 265 2025-11-17T19:03:33.198Z yes https://www.landesblosch.com/blog/the-ultimate-guide-to-hotel-insurance-what-you-should-know https://embed-ssl.wistia.com/deliveries/c676eb66d89a9af5fcd0b200f2e75a3b.jpg?image_crop_resized=960x540 The Ultimate Guide To Hotel Insurance: What You Should Know What hotel owners need to know about options for hotel insurance, requirements for coverage,  and how to get the best deal in the market. https://fast.wistia.net/embed/iframe/9qry7buyzm 119 2022-01-25T00:00-07:00 yes https://www.landesblosch.com/blog/construction-insurance-everything-you-need-to-know https://embed-ssl.wistia.com/deliveries/5ed288132aac5ae30764603c4e5d2720.jpg?image_crop_resized=960x540 Construction Insurance: Everything You Need To Know Everything you need to know about insuring your construction business. https://fast.wistia.net/embed/iframe/oype3k3lbb 205 2021-10-23T00:00-05:00 yes https://www.landesblosch.com/blog/self-employed-tradesman-insurance-what-is-it https://embed-ssl.wistia.com/deliveries/bf94fd3dea6ff57dd519afb60b251ca7.jpg?image_crop_resized=960x540 Self Employed Tradesman Insurance - What Is it? When talking about construction, we often think about large construction companies building huge buildings or stadiums, yet over 23% of construction workers are self-employed. Tradesmen have a variety of different needs for insurance. We recommend talking to a reputable insurance broker that can let you know what coverages they recommend for the jobs you are taking. https://fast.wistia.net/embed/iframe/dfd7cv0ywj 119 2021-11-29T00:00-06:00 yes https://www.landesblosch.com/blog/what-is-errors-and-omissions-insurance https://embed-ssl.wistia.com/deliveries/8dd7a200acfeb75d7d603cc72f97fbd0.jpg?image_crop_resized=960x540 What Is Errors And Omissions Insurance? Errors and omissions insurance (E&O; it’s also called professional liability insurance or professional indemnity insurance) addresses coverage gaps found on commercial general liability policies. These gaps often occur when professional services harm a client but do not cause bodily injury or property damage. https://fast.wistia.net/embed/iframe/bfcby2abhg 87 2023-10-02T05:00:00.000Z yes https://www.landesblosch.com/blog/licensed-bonded-and-insured-business-what-does-this-mean https://embed-ssl.wistia.com/deliveries/f04536bd8996641f5a32af90554360fe.jpg?image_crop_resized=960x540 Licensed, Bonded And Insured Business: What Does This Mean? Although “licensed, bonded, and insured” doesn't mean anything too specific, it does indicate that you can perform the work and that you are trustworthy. It also tells potential customers you have insurance to cover any accidents while performing the work. https://fast.wistia.net/embed/iframe/epaqb2p7ow 71 2021-09-21T00:00-05:00 yes https://www.landesblosch.com/blog/business-insurance-for-remodeling-companies-explained https://embed-ssl.wistia.com/deliveries/7d042eab9263f27d35b589df9915f3fc.jpg?image_crop_resized=960x540 Business Insurance For Remodeling Companies - Explained Remodeling contractors have incredibly diverse risks. That is also why remodeling contractors are far more difficult to insure with the right coverages and a fair price, compared to some of their trade contractor counterparts. Here are some of the problems remodeling contractors might face and how to address them. https://fast.wistia.net/embed/iframe/3d26l2djfr 179 2021-11-27T00:00-06:00 yes https://www.landesblosch.com/blog/concrete-contractor-insurance-what-you-need-to-know https://embed-ssl.wistia.com/deliveries/715b6eb31f6b43b888c8f4f5ebdeb107.jpg?image_crop_resized=960x540 Concrete Contractor Insurance: What You Need To Know Do you need concrete contractor insurance? The answer is yes! Learn why you need this coverage and how to find the best policies for your business. https://fast.wistia.net/embed/iframe/sy6xyglu2v 228 2024-07-03T20:14:00.000Z yes https://www.landesblosch.com/blog/what-is-a-hammer-clause-definition-and-examples https://embed-ssl.wistia.com/deliveries/d256fa05b88e5647c7023cb32c8dfad7.jpg?image_crop_resized=960x540 What is a Hammer Clause? Even though the hammer clause is just a small paragraph within an extensive insurance program, it can have a significant impact on your professional reputation and insurance coverage. https://fast.wistia.net/embed/iframe/r590yjlfoy 198 2020-11-12T00:00-05:00 yes https://www.landesblosch.com/blog/apartment-building-insurance-a-quick-guide https://embed-ssl.wistia.com/deliveries/37577879aada9994576555adf624a60c.jpg?image_crop_resized=960x540 Apartment Building Insurance: A Quick Guide This quick guide shows apartment building owners what insurance policies they need, what coverages are important, and real pricing examples so you can set expectations before you shop. https://fast.wistia.net/embed/iframe/9rnciop8gf 558 2025-09-04T00:40:11.315Z yes https://www.landesblosch.com/blog/what-is-the-cheapest-contractor-insurance https://embed-ssl.wistia.com/deliveries/c6fbf80a1d66cb80e0d6cc7eece25894.jpg?image_crop_resized=960x540 What Is The Cheapest Contractor Insurance? Finding the cheapest contractor insurance isn't as straightforward as one might think, especially in the construction trades. Here are our tips and tricks to help you find the best deal. https://fast.wistia.net/embed/iframe/iqhbpqx4ra 173 2023-06-29T05:00:00.000Z yes https://www.landesblosch.com/blog/what-is-negligence https://embed-ssl.wistia.com/deliveries/110b72280a40829f5e166d0cc5dfacab.jpg?image_crop_resized=960x540 What is Negligence? (And How It Works) Negligence is accidental harm that arises due to a failure on your part to prevent the harm. Negligence is made up of four legal elements: duty, breach, causation, and harm. Unlike with criminal acts or intentional torts (such as assault and battery or false imprisonment), you don’t intend to commit a negligent act.  https://fast.wistia.net/embed/iframe/r8ph2hnd7m 99 2022-08-09T00:00-05:00 yes https://www.landesblosch.com/blog/what-does-hvac-contractor-insurance-cost-what-you-need-and-real-prices https://embed-ssl.wistia.com/deliveries/33294efd9f911ee123194344de1cc72a.jpg?image_crop_resized=960x540 What Does HVAC Contractor Insurance Cost? (What You Need & Real Prices) The core coverages HVAC contractors actually need, the traps that cause claims to be denied, and real‑world pricing examples you can use to benchmark your insurance program. There is also a copy‑and‑paste checklist you can download to get claims‑ready coverage at a fair price. https://fast.wistia.net/embed/iframe/mm0ch316ir 340 2025-08-28T16:52:18.401Z yes https://www.landesblosch.com/blog/what-is-an-insurance-exclusion https://embed-ssl.wistia.com/deliveries/eea5701a3abd7a671cc7c4d74541cd81.jpg?image_crop_resized=960x540 What is an Insurance Exclusion? Insurance exclusions limit the type or amount of coverage you receive through your insurance policy. Here is everything you need to know about exclusions. https://fast.wistia.net/embed/iframe/5k64vad50v 83 2023-05-11T05:00:00.000Z yes https://www.landesblosch.com/blog/painting-contractor-liability-insurance-what-is-it https://embed-ssl.wistia.com/deliveries/0f904c66225faecb22cd8e413138534a.jpg?image_crop_resized=960x540 Painting Contractor Liability Insurance: What Is It? Painting contractors often struggle to find quality insurance. From dealing with insurance companies that don't work with painters to issuing complex certificates of liability insurance to customers, it is critical to know what insurance coverage you need and to understand each policy's coverage. https://fast.wistia.net/embed/iframe/tcgapr5k4d 141 2023-12-09T05:00:00.000Z yes https://www.landesblosch.com/blog/coffee-shop-insurance-what-do-you-need https://embed-ssl.wistia.com/deliveries/e3e7b68066c9906a96b3fcb8fbfd7cae.jpg?image_crop_resized=960x540 Coffee Shop Insurance: What Do You Need? A guide to what insurance coffee shop owners need. For a quick coffee shop quote, you can get an instant rate online through our website, or if you are looking for advice from an expert, you can give us a call anytime. https://fast.wistia.net/embed/iframe/kp79pjmjss 151 2024-04-28T10:00:00.000Z yes https://www.landesblosch.com/blog/commercial-landlord-insurance-basic-coverages-you-need https://embed-ssl.wistia.com/deliveries/b6c11edb4b223ad2c1575de4c6f7ca54.jpg?image_crop_resized=960x540 Commercial Landlord Insurance: Basic Coverages You Need Landlord insurance policies, commonly called lessors risk policies, provide liability and property coverage for building owners who lease part or all of a building they own. Here is what you need to know about the insurance coverage needed to protect yourself. https://fast.wistia.net/embed/iframe/l1ytn16q6j 120 2022-08-08T00:00-05:00 yes https://www.landesblosch.com/blog/what-you-need-to-know-about-mixed-use-building-insurance https://embed-ssl.wistia.com/deliveries/a735bc760060e97d9d7b485ebd2825d9.jpg?image_crop_resized=960x540 What You Need To Know About Mixed-Use Building Insurance While it’s practical to offer commercial and residential options in a single footprint, mixed-use buildings also carry more risk. Learn how to get good mixed-use building insurance. https://fast.wistia.net/embed/iframe/zpcbv1k00o 381 2024-06-17T13:21:00.000Z yes https://www.landesblosch.com/blog/what-is-contractors-tools-and-equipment-coverage https://embed-ssl.wistia.com/deliveries/fd6a2f7477bd1be0372fbf5946019b01.jpg?image_crop_resized=960x540 What is Contractor’s Tools & Equipment Coverage? The Contractors Tools & Equipment insurance policy is designed to provide coverage for a contractor’s equipment, tools, and machinery, wherever you may take them. https://fast.wistia.net/embed/iframe/t8n9vtsbsv 133 2023-05-12T05:00:00.000Z yes https://www.landesblosch.com/blog/commercial-insurance-101-an-introduction https://embed-ssl.wistia.com/deliveries/8162e50990b63eb0c320b9944bcb415f.jpg?image_crop_resized=960x540 Commercial Insurance 101: An Introduction Commercial insurance can seem complicated. There are virtually unlimited options for you to purchase or not purchase. Knowing the basics with some commercial insurance 101 knowledge can help you manage your business risk, while helping you save money on coverage that you may not really need. https://fast.wistia.net/embed/iframe/a8ox3z0mhs 143 2025-05-06T02:04:55.709Z yes https://www.landesblosch.com/blog/carpenters-insurance-everything-you-need-to-know https://embed-ssl.wistia.com/deliveries/38222e8b1b02d05b5239ed7b0b13df44.jpg?image_crop_resized=960x540 Carpenters Insurance: Everything You Need To Know For a carpentry business, the goal of insurance is to cover your liabilities for a good price and with the broadest, best protections. In addition to coverage considerations, you might have certain insurance requirements to meet before you can even get paid if you are working for a property manager or general contractor. In this article, we’ll help you work through these challenges so you can get the best value on your carpenter's business insurance. https://fast.wistia.net/embed/iframe/lh8ulx5w0p 137 2021-11-27T00:00-06:00 yes https://www.landesblosch.com/blog/manufacturing-insurance-what-to-do-before-getting-your-quote https://embed-ssl.wistia.com/deliveries/ccb367dfef160bf091cc49f659c88b9b.jpg?image_crop_resized=960x540 Manufacturing Insurance: What To Do Before Getting Your Quote Manufacturing companies are an essential component of society. Every product has been designed and built to specifications. Whether you are manufacturing for the food, aviation, automotive, medical device, or even furniture industry - your product plays an essential role in people's lives. For this reason, manufacturing operations come with a lot of potential liability risks. These are all questions you should be asking yourself. These are also items that insurance can cover at a reasonable cost. https://fast.wistia.net/embed/iframe/hzi1jreuha 184 2020-11-12T00:00-06:00 yes https://www.landesblosch.com/blog/nail-salon-business-insurance https://embed-ssl.wistia.com/deliveries/3404027061f510ae7de3e3a6503fecbb.jpg?image_crop_resized=960x540 Nail Salon Business Insurance Quick and simple business insurance quotes for nail salons and self-employed nail technicians. https://fast.wistia.net/embed/iframe/e87142rco5 112 2022-01-11T00:00-05:00 yes https://www.landesblosch.com/blog/landscaping-contractor-insurance-5-coverages-you-need https://embed-ssl.wistia.com/deliveries/9f9989c348551d3db190b7fa76521c2d.jpg?image_crop_resized=960x540 Landscaping Contractor Insurance: 5 Coverages You Need Landscaping contractors have unique risks in the construction industry, but these risks are very manageable with the right insurance policies. Get an online quote or call one of our advisors. https://fast.wistia.net/embed/iframe/6j4inxrucd 102 2024-05-04T05:00:00.000Z yes https://www.landesblosch.com/blog/non-profit-foundation-insurance-cost-and-checklist https://embed-ssl.wistia.com/deliveries/e52916ff602b7e2784cd25a3c1ce6c4f.jpg?image_crop_resized=960x540 What Insurance Do Non-Profit Foundations Need? Foundations need insurance. D&O, Crime, Cyber, EPLI, General Liability, and Umbrella are a must to guard their mission and board members against lawsuits, theft, and cyber-crime, all for just a few thousand dollars a year. https://fast.wistia.net/embed/iframe/7izehktg6e 313 2025-07-31T23:08:38.893Z yes https://www.landesblosch.com/blog/personal-and-advertising-injury-coverage-explained https://embed-ssl.wistia.com/deliveries/3c56166ef0892d3e27623b635dfdab6f.jpg?image_crop_resized=960x540 Personal And Advertising Injury Coverage - Explained Personal and advertising injury liability is important to most businesses. It can help you recover from mistakes you make in oral and published material, as well as some additional coverages such as false arrest and wrongful eviction. https://fast.wistia.net/embed/iframe/sckyjn9lmo 80 2021-09-22T00:00-05:00 yes https://www.landesblosch.com/blog/a-guide-to-commercial-building-insurance-what-you-need-and-pricing https://embed-ssl.wistia.com/deliveries/58195ba5869247c510c74343af05105c.jpg?image_crop_resized=960x540 A Guide To Commercial Building Insurance (What You Need & Pricing) This guide walks through the exact coverages building owners need, how to present your property for better terms, and real pricing benchmarks to frame expectations. Use it to protect your asset without overpaying. https://fast.wistia.net/embed/iframe/v4h9pr2gi9 549 2025-08-25T13:58:54.118Z yes https://www.landesblosch.com/blog/what-is-force-placed-insurance-and-how-do-you-avoid-it https://embed-ssl.wistia.com/deliveries/4180cb7a05a86f25b167465b016c59b0.jpg?image_crop_resized=960x540 What Is Force-Placed Insurance And How Do You Avoid It? When a property owner has a lapse or gap in insurance coverage, the lender will step in—and that has consequences. Learn more about force-placed insurance. https://fast.wistia.net/embed/iframe/28htq6kbk0 145 2024-07-31T21:37:07.329Z yes https://www.landesblosch.com/blog/insurance-for-business-consultants-what-to-know https://embed-ssl.wistia.com/deliveries/997777f339fb48907fb212d489708f12.jpg?image_crop_resized=960x540 Insurance For Business Consultants: What To Know This guide explains the coverages business consultants actually need, shows real world pricing benchmarks, and includes a downloadable checklist you can hand to any agent so you are fully protected without overpaying. https://fast.wistia.net/embed/iframe/rpg7vb2r9z 339 2025-08-15T15:23:19.049Z yes https://www.landesblosch.com/blog/what-does-coffee-shop-insurance-cost https://embed-ssl.wistia.com/deliveries/fa424f5b3db322d1fc128c4548b79b19.jpg?image_crop_resized=960x540 What Does Coffee Shop Insurance Cost? Hot drinks, expensive espresso equipment, and steady foot traffic make coffee shops deceptively risky. One poorly written policy can force an owner to shut the doors - or put personal assets on the line. After helping shops across the U.S., here’s a straightforward guide to the coverages you actually need and real‑world price points you can use as a benchmark. https://fast.wistia.net/embed/iframe/1gr18qkf3o 268 2025-08-09T14:58:46.070Z yes https://www.landesblosch.com/blog/what-is-a-certificate-of-liability-insurance-coi https://embed-ssl.wistia.com/deliveries/054dd959b85c7a5bbe267928e6e2cee4.jpg?image_crop_resized=960x540 What Is A Certificate Of Insurance? A certificate of liability insurance is proof that you possess liability insurance coverage. This document describes the types of liability coverage you have; it also details the coverage and provides information about the insurance company issuing the coverage. https://fast.wistia.net/embed/iframe/nsvyaa2rw2 66 2023-04-12T00:00-05:00 yes https://www.landesblosch.com/blog/what-do-you-need-to-get-general-liability-insurance https://embed-ssl.wistia.com/deliveries/2c107a2359dd3e5dcf1905686ea9cc42.jpg?image_crop_resized=960x540 What Do You Need To Get General Liability Insurance? Purchasing business insurance can feel a little confusing, especially if you are new to it. With a little preparation and research, you’ll have a better understanding of the policy and ultimately get a better price on your insurance. https://fast.wistia.net/embed/iframe/eu0185a1fm 119 2021-11-03T00:00-07:00 yes https://www.landesblosch.com/blog/property-damage-insurance-claims-process-what-to-expect https://embed-ssl.wistia.com/deliveries/2a3ddbc0058ccba8af1dbb9d5b199093.jpg?image_crop_resized=960x540 Property Damage Insurance Claims Process: What To Expect Did something happen to your building that destroyed or marred the structure? Learn how the property damage insurance claims process works and what you can do to make it go smoothly. https://fast.wistia.net/embed/iframe/3zqx2rpe65 224 2024-06-17T16:57:00.000Z yes https://www.landesblosch.com/blog/office-building-insurance-what-does-it-cost https://embed-ssl.wistia.com/deliveries/0de63ac26d40029ae882b2b32d9e0874.jpg?image_crop_resized=960x540 Office Building Insurance: What Does It Cost? Owning an office building concentrates a lot of capital in a single address. A single fire, burst pipe, windstorm, or lawsuit can erase years of returns. Insurance exists to keep one bad day from becoming a business‑ending event and to satisfy the contracts that allow the property to operate. Here is what you should know (and what it costs). https://fast.wistia.net/embed/iframe/am7j3wan16 495 2025-09-17T00:08:44.055Z yes https://www.landesblosch.com/blog/business-insurance-for-printing-companies-explained https://embed-ssl.wistia.com/deliveries/bcc0e3080747e006b388eb8804eaf2c7.jpg?image_crop_resized=960x540 Business Insurance For Printing Companies [Explained] Printer insurance covers a variety of unique situations and helps protect your finances. Learn more about printers E&O, property insurance, and more. https://fast.wistia.net/embed/iframe/t4rw0znj4h 461 2024-07-04T03:18:00.000Z yes https://www.landesblosch.com/blog/the-ultimate-guide-to-business-consultant-insurance https://embed-ssl.wistia.com/deliveries/0337f9b714ba23fe0a383883714a8ae5.jpg?image_crop_resized=960x540 The Ultimate Guide To Business Consultant Insurance What types of business consultant insurance do you need? Learn about the most essential coverages and get tips for finding the right policy. https://fast.wistia.net/embed/iframe/nofnv4ib07 271 2024-07-23T15:51:20.404Z yes https://www.landesblosch.com/blog/electrical-contractor-insurance-what-you-need-and-pricing https://embed-ssl.wistia.com/deliveries/36898b7e2896387bd42a73d095ba4275.jpg?image_crop_resized=960x540 Electrical Contractor Insurance (What You Need & Pricing) A guide explaining insurance coverages electrical contractors need, detailing how each one covers them from fires, injury, and project-related lawsuits while showing policy exclusions that can undermine protection. We give real-world premium benchmarks tied to payroll and fleet size, offering a clear picture of fair pricing across business scales. A downloadable checklist caps the piece, giving contractors a practical tool to compare quotes and lock in comprehensive, cost-effective coverage. https://fast.wistia.net/embed/iframe/ej75jijw2y 332 2025-08-06T15:26:51.617Z yes https://www.landesblosch.com/blog/who-can-insure-my-coastal-commercial-property https://embed-ssl.wistia.com/deliveries/e612750fda8540392b0f7ca59b6bade6.jpg?image_crop_resized=960x540 Who Can Insure My Coastal Commercial Property? The coastal property insurance market is constantly changing. Learn who insures commercial property on the coast and what coverage you need as a property owner. https://fast.wistia.net/embed/iframe/vvdcet2ca7 143 2024-07-23T15:38:11.957Z yes https://www.landesblosch.com/blog/commercial-properties-actual-cash-value-vs-replacement-cost https://embed-ssl.wistia.com/deliveries/7e72a1df420185ded71bb162c75b3fd4.jpg?image_crop_resized=960x540 Commercial Properties: Actual Cash Value vs. Replacement Cost What’s the difference between actual cash value and replacement cost, and which coverage do you need? Learn about actual cash value vs. replacement cost here. https://fast.wistia.net/embed/iframe/xjku97mxtb 262 2024-07-31T21:32:09.834Z yes https://www.landesblosch.com/blog/commercial-hurricane-insurance-what-to-know https://embed-ssl.wistia.com/deliveries/2e97fa56a5e1cd4b1385afeb4c248e0e.jpg?image_crop_resized=960x540 Commercial Hurricane Insurance: What To Know This comprehensive guide helps businesses understand the risks and coverage options for commercial hurricane insurance. https://fast.wistia.net/embed/iframe/6z6inevzx0 354 2024-07-31T21:39:12.781Z yes https://www.landesblosch.com/blog/what-is-ordinance-and-law-coverage https://embed-ssl.wistia.com/deliveries/71d7d344f03cfc1535310bfa68f9770f.jpg?image_crop_resized=960x540 What Is Ordinance And Law Insurance Coverage? Commercial property insurance covers the replacement or repair of your building using similar materials and construction methods. However, what happens if your building requires upgrades due to local building codes and requirements while it is being repaired? Ordinance and Law coverage can help pay for these upgrades should such a situation arise. https://fast.wistia.net/embed/iframe/d6ib3qu9o7 142 2023-05-12T05:00:00.000Z yes